Legal Aspects of Insurance SCDL Assignment
SCDL Assignment on Legal Aspects of Insurance
SCDL Assignment on Legal Aspects of Insurance
- Duplicate license can be issued on payment a fee of ________.
Rs. 50.00 - Where can we file an appeal against the order of the National commission?
Supreme court - Various funds created to pay compensation can be listed as:-
Environment fund , War injuries fund , Personal injuries fund - Mr.Naidu made a complaint to consumer forum regarding manufacturing defect in "Indica" car. He should receive replacement of defected parts within ________ from the date of notice.
90 days - Intermediary between the Insure & Insured are:-
Brokers , Consultant - The provision of consumer protection act is in addition to any other law in the force.
True - Claims in favor of residents in countries in Bilateral Group should be settled in foreign currency.
False - ________ distinguishes Insurance contract from contract of indemnity and wagering agreement .
Insurance interest - The Complaints or the allegations with the consumer court are of the following nature:-
Unfair trade practice , Defect in goods , Excess price charged - What should a Complaint to consumer court contain?
Name of complainant and opposite party , Facts of complaints , Documents in support of allegation - What was Insurance Act 1938 and Insurance Rule 1939 enacted for ?
To safeguard the interest of policy holders , To prevent the unhealthy competition among insurance companies - All contracts of insurance are:-
Promise to indemnify the loss , Against the payment of premium - A mishap happened due to release of chlorine gas in air from a factory. There were number of claims against the owner of the factory. The final Authority for settlement of claims is:-
Collector - A limit of third party property damage is ________.
Rs. 6,000.00 - If huts of poor families destroyed by fire, the compensation payable is Rs.________ for huts.
Rs. 1,000.00 - Every insurer who begins to carry an Insurance Business has obligation to do Rural Sector Business ________% in the first financial year.
5 - Valid contract is a contract:-
Enforceable by law - In the present globalization scenario all countries in the world came closer in all aspects of insurance business.
True - The Indian Post Act,1898 covers:-
Loss of property , Wrong delivery , Delay in delivery - Hut Insurance scheme provides compensation of Rs ________ for belongings to poor families when their huts are destroyed by fire.
500 - The Employees State Insurance Act applies to all factories where:-
10 or more employees are there & manufacturing is carried on with power , 20 or more employees are there & manufacturing is carried on without power - The consent of the parties cannot be termed as a free consent when it is obtained by :-
Fraud , Misrepresentation , Under undue influence - Project Insurance covers installed machinery.
False - A promise is an agreement, but every promise is not an agreement________.
Enforceable by law - "In Insurance, the loss should arise out of some particular peril and risk", this principle is known as :-
Principle of proximate cause - Free consent of the parties must be obtained by:-
Showing willingness - Intention to cause or knowing act to cause a wrongful loss or damage to public or any person is known as:-
Mischief - Giving a reason of repudiation is not duty of Surveyor.
False - Insurance for Vehicle of Central & State Government is not compulsory because:-
They have created a separate Fund - The employer is not liable to pay compensation to employee if:-
Accident happens while he was engaged in his personal work , Disease suffering is not inherent to the occupation - Malicious civil action is a type of tort to property.
False - It is not necessary that rules & regulations formed by IRDA has to be followed by all insurance companies.
True - Due to compulsory insurance of vehicle people know about ________ insurance.
Motor
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